Andrew has been working in the financial services industry for 26 years, joining FMD Financial late 2019. Andrew has extensive experience as a financial adviser with a strong grasp on the technicalities of financial advice as well as insight into what it takes to support clients and help them achieve their financial goals.

Outside of work, Andrew enjoys park outings with his wife and the occasional competitive Pinball tournament.

Andrew holds a Bachelor of Commerce (Accounting and Insurance) and a Diploma of Financial Planning.

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Karl joined FMD with 21 years of financial advisory experience, previously working in Minneapolis and Sydney before returning home to Melbourne.

Karl enjoys seeing his clients align their financial decisions with their underlying lifestyle values. His strengths include retirement planning, wealth creation, aged care and estate planning.

A former classical musician, he also likes bushwalking, time with family and a good coffee.

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Nick specialises in providing strategic advice in relation to superannuation, retirement income streams, wealth creation, personal and business insurance, investment portfolios, managed funds and asset allocation. Nick has been involved in the financial services industry since 1998. Prior to working at FMD Financial, he was employed in various roles within the superannuation and wealth management areas of a global consulting firm.

Nick commenced his employment with FMD Financial in April 2007. He has a Bachelor of Commerce degree as well as a Graduate Diploma of Financial Planning and is a Certified Financial Planner™ professional.

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Rebecca (Bec) specialises in providing strategic and investment advice to clients wherever they are in their life journey. She supports them to take control of their finances and work alongside them to achieve their personal and financial goals. Her broad technical knowledge allows her to provide high quality advice to clients both in the accumulation phase and retirement planning phase, including in the areas of personal insurance, investment portfolio construction, superannuation, retirement income, social security and aged care.

Bec has worked in financial services since 1996 and joined FMD Financial in 2021. Previously, she was employed by a small advisory firm and an asset consultant and has held roles in advice, superannuation and insurance; at an Australian bank and several global banks. Bec looks after a number of clients who reside in Geelong and on the Surf Coast and is available for appointments in central Geelong on a fortnightly basis. Being born and bred in Geelong, Bec takes advantage of these regular visits to connect with the local community and catch up with family and friends.

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Kaye has been involved in the financial services industry since 2008 and joined FMD in 2017. She enjoys working with people to help find solutions to meet their goals and lifestyle objectives.

Her areas of interest include superannuation, taxation, wealth creation and Centrelink. Kaye's philosophy is that life is always changing and so do peoples goals.

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Cameron's motivation is simple, to help people lead happy lives and achieve financial independence. Having seen first-hand the impact of not having a plan in place, he knows how important it is to create a roadmap for the future so his clients not only know where they are now, but where they want to be and how they'll achieve it.

The strategies Cameron puts in place are a by-product of how FMD helps clients set out to achieve their goals. He provides holistic financial advice, covering all areas from superannuation and wealth creation to insurance and estate planning. As part of FMD's advice, Cameron is skilled at designing long-term, diversified investment portfolios putting clients in the best possible position to achieve their financial goals. As the old saying goes 'The hardest part of any journey is taking the first step'.

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Darren has been working in the financial services industry since 2012 and he has a passion to support individuals meet their personal and financial goals.

His broad technical knowledge allows him to provide high-quality, holistic advice to build, grow and protect wealth in areas such as superannuation, retirement planning, personal insurances and investment portfolio construction. 

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Anna provides advice on a whole spectrum of money issues and enjoys helping her clients work through different life stages. Anna offers strategic advice for clients considering starting a family, saving for their kids’ education, managing day to day cash flow and debt, achieving work/life balance, career change, relationship separation, investing in assets, planning for retirement and caring for ageing parents.

Anna’s passion is in gaining a deep understanding of her client’s unique situation and what’s most important to them now and in future. From there, Anna tailors a strategy addressing her client’s specific personal and financial needs. Anna’s drive is helping her clients understand where they currently stand and where they are going so they can feel confident about their future, enabling them to have more time to focus on enjoying other areas of their life. Anna joined FMD Financial in 2014 and has over 10 years’ experience in the advice industry. She is degree-qualified with a Bachelor of Commerce majoring in Financial Planning, Finance & Economics.

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Anna has been involved in the financial services industry since 2003 and joined FMD Financial Adelaide in 2009 as an associate adviser. In 2013 Anna moved to FMD Financial Brisbane bringing a broad technical knowledge base combined with a genuine interest in improving the financial wellbeing of clients.

Anna's skills and knowledge provide her with the expertise to deliver comprehensive advice across a broad spectrum of financial issues; spanning from wealth creation, superannuation and personal insurance through to pre and post retirement planning including specialised areas of Centrelink, DVA and Aged Care. Anna provides a personalised and dedicated service and has developed strong relationships with many clients as a trusted coach and navigator in their financial journey.

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Michael joined FMD from Investwell Financial Planning as an Adviser with fresh ideas and enthusiasm in 2012.

Michael started his career in the financial services industry in 2001 as a paraplanner, writing technical plans and formulating strategies. From there, he moved to a planner role for a small boutique financial planning firm, where he quickly established valued relationships with clients who grew to depend on him for his advice and expertise.

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